| PRODUCT/SERVICE |
BANK
CHARGES/FEES |
|
| |
|
|
| Sales
of Traveller's Cheques |
Amexco
cheques (USD & CAD)
1% commission
Stamp Duty - RM0.15 per cheque
|
|
| |
|
|
Purchase
of Traveller's
Cheques |
Commission
Stamp Duty - RM0.15 per cheque
(If no stamp affixed) |
RM10.00
|
| |
|
|
AUD
Traveller's Cheque /
Cheque purchased
|
RM15.00
per transaction (Charges imposed by clearing agent) |
|
| EUR
Cheques purchased |
EUR50.00
per cheque (On cheques drawn on banks in France)
|
|
| CHF
Cheques purchased |
CHF2.00
per cheque (Charges imposed by clearing agent)
|
|
| |
|
|
Foreign
Currency Transfers
(TTs & Drafts) - Outgoing |
Commission
TT
Below RM5,000
Draft Below RM5,000
Draft & TT RM5,000 & above
MYR Draft (Manager's Cheques-MC)
Stamp Duty :
- RM0.15 per manager cheque
- RM1.00 per foreign draft
|
RM10.00
RM2.00
Waived
RM2.00
|
| |
|
|
| Cancellation
of MYR Draft (MC) |
Presentation
of original draft for cancellation |
RM2.00 |
| |
|
|
Foreign
Cheque /
Draft purchased |
Commission
Minimum
Maximum
Clearing Bank Charges
AUD cheques (Per transaction)
EUR cheques drawn on banks in France
CHF cheques (Per transaction)
|
0.1%
RM10.00
RM100.00
RM15.00
EUR 50.00
CHF 2.00
|
| |
Stamp Duty (per cheque ie Intl Money Order)
Draft
|
RM0.15
RM1.00 |
| |
|
|
Foreign
Currency Transfers -
T/T - Outgoing |
Cable/SWIFT
Charges |
RM30.00
|
| |
|
|
Outgoing
Interbank Transfers
through Rentas |
RM9.00
per transfer
Effective July 15, 2008
|
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| |
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|
Incoming
Remittances -
Local/Foreign currencies |
Local
Currency & Foreign Currency
If funds are meant for parties other than Account Holder,
0.03% flat commission is levied, Commission from RM0.50
to RM500.00 (maximum)
Plus stamp duty RM0.15, if payment
is made by Manager's Cheque |
RM5.00 |
| |
|
|
Periodic
- statement cut off
(requested by customers in
addition to normal statement provided)
Loan Statements/Special Letters/Redemption Letters/
Loan Interest Statement |
RM2.00
per cut-off statement or letter
RM25.00 for every subsequent redemption statement requested
RM25.00 for every interest statement issued |
|
| |
|
|
Request
for additional
Bank Statement
(daily/weekly/fortnightly)
|
RM
20.00 per month |
|
| |
|
|
| Cheque Books sent by registered mail |
Actual postage |
|
| |
|
|
| Stop
Payments |
RM100.00 on each Stopped Payment cheque presented under insufficient funds.
|
|
| |
|
|
| Printed
Cheque Books |
RM0.15
per cheque (stamp duty) |
|
| |
|
|
Audit
Confirmation
|
RM50.00
per request |
|
| |
|
|
Banker's
Report
|
RM25.00
per request |
|
| |
|
|
Letter
of Reference
|
RM25.00
per request |
|
| |
|
|
Current
Account
1.
Initial minimum deposit required |
RM500.00 (Individual Account)
RM1,000.00 (Corporate Account) |
|
| 2.
Service fee |
Below
RM1,000 average balance - RM10.00 per half year
Monthly average balance above RM1,000 - no charge |
|
| 3.
Inactive Account Notice |
RM10.00
per notice annually
Any inactive current account with balances under RM10.00
will be closed due to service charges
|
|
| 4.
Closure of Account |
RM20.00
will be charged for early closure of Account within 3
months of opening |
|
| |
|
|
Vouchers
searches
Microfilm copy
Photostat copy |
RM10.00
per man hour
RM5.00 per copy
RM1.00 per copy |
|
| |
|
|
Savings
Account
1.
Initial minimum deposit required |
RM20.00 |
|
| 2.
Inactive Account Notice |
RM10.00
per notice annually
Any inactive savings account with balances under RM10.00
will be closed due to service charges
|
|
| 3.
Closure of Account |
RM20.00
will be charged for early closure of Account within 3 months
of opening |
|
| |
|
|
Unauthorised
temporary
overdraft interest |
BLR
+ 2.50%
Minimum RM10.00 |
|
| |
|
|
Commitment
fees
(Charged monthly on
unutilised funds) |
1%
per annum on unutilised portion for Overdraft Accounts with
limits above RM250,000.00 |
|
| |
|
|
| Outgoing
returned cheques |
1.
RM100.00 per cheque returned for insufficient funds
|
|
| |
|
|
Replacement
of lost
Certificates Of Deposit
(Fixed Deposit) |
RM5.00 |
|
| |
|
|
Housing
Loans
|
|
|
| Size
of Loans |
Processing
Fees |
|
Up
to RM30,000
RM30,001 - RM100,000
Above RM100,000 |
RM50.00
RM100.00
RM200.00 |
|
| |
|
|
| Administrative
charge |
RM10.00
flat for every late payment of monthly installment exceeding
14 days |
|
| |
|
|
| Interest
charged on late payment |
Current
H/L Interest rate plus 1% will be charged on monthly installment |
|
| |
|
|
Foreign
Currency Accounts
Annual Fee for account
maintenance
Transaction Fee
|
USD50.00 per annum
RM10.00 per transaction |
|
| |
|
|
Trade
Finance - Export
|
|
|
Negotiation
of Bills under
Export LC(EBN) |
Collection/Handling
Commission - 0.1%
Minimum RM50.00
Maximum RM150.00 (Foreign)
Maximum RM500.00 (Local Bill) |
|
| |
|
|
Document
checking fee
- Export Bill under LC |
Discrepant
Documents - RM100.00
Non discrepant Documents - RM50.00 |
|
| |
|
|
| Past
due bills - Processing fees |
RM100.00 |
|
| |
|
|
| LC
Confirmation |
Commission
0.125% per month
Minimum USD100.00 |
|
| |
|
|
| Transferring
LC |
Commission
0.125% per month
Minimum RM300.00
(Borrowing Trade Customer)
Minimum RM500.00
(Non Borrowing Trade Customer)
|
|
| |
|
|
Trade
Finance - Imports
|
|
|
Endorsement
of Bill of Lading
under LC |
0.1%
of invoice amount
Minimum RM50.00 |
|
| |
|
|
Notice
of Discrepancy and
dishonour advice to
Remitting Bank |
RM15.00
excluding Telex costs |
|
| |
|
|
Reimbursement
claims -
initiated by our Bank |
Service
charge RM50.00 |
|
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